Finally know what bills to pay, what you can spend, and what you can save, before your next paycheck. This is the exact spreadsheet I still use every payday.
See what you get ↓Instant access. A Google Sheets template. 4 colors. No subscription.
One spreadsheet. Everything else is free.
There was a time I dreaded opening my bank account. Every payday I told myself this check would be different. Somehow it never was.
I wasn't lazy. I just didn't have a system that fit real life. So I built one. That is the spreadsheet you are looking at today, and I still use it every payday.
Over 3,600 beginners have trusted me with their budgeting over the last two and a half years.
I still answer my own messages. If you ever get stuck, message me and I will help you.
You are not bad with money. You just never had a plan that fits how you get paid.
Budget by paycheck. Pay off your credit cards. Hit your savings goal. It is all in one sheet, and the video walkthrough is waiting for you in the free community.
Real comments from real customers below. Nothing here is written by me.






Your $27 covers the spreadsheet. Everything below comes with it at no extra charge.
How to save up, move out and get your own place without the stress. 17 pages.
The apps that cosign for you or cover the deposit, so a low score does not cost you the apartment.
Break rent, utilities and your car note into smaller payments you can actually make.
The split that fits your pay, down to the dollar per check.
Name the goal and the date. It tells you what to save each payday.
Where the video walkthrough lives. Plus tips, and everything I add later, free.
Both of them beat doing nothing. Here they are, side by side.
$47 $27
Everything is included in one offer. Nothing here is sold separately.
$7 today
Klarna or Afterpay splits the same $27 into 4 payments. That is the only way you would ever pay more than once. Still not a subscription.
Or pay the full $27 at checkout. Price goes back to $47 soon.
How you get it. Your link is on the very next page, and I email and text it to you. Check your spam if you do not see it.
All you need is a free Google account. Works on most devices — computer, laptop, tablet or phone.
$27 not in the budget right now? No judgment, I have a free path for you too. Keep scrolling.
Can't fit $27 today? I would rather you start with a free spreadsheet than not start at all. Here is exactly what each one does.
Head to Google and use their free budget. Open Google Sheets, click Template gallery, and pick Monthly Budget. It costs nothing and you can start in about ten seconds.
It will not plan your paycheck for you. But it is free, and free beats waiting.
Go to Google Sheets → Then manually search their template gallery for "Monthly Budget"Built for the check that actually hits your account, by someone who still uses it every payday.
Either way, start something before your next payday.
I know. Almost everybody who buys this has quit before. Here is why it did not stick, and why this is different.
But you don't get paid by month. You get paid Friday. A monthly budget falls apart the second real life hits, because it never matched your paydays. This one is built around the check.
You wrote the numbers down and then you had to do the math yourself, every payday. One missed week and the whole list was wrong. So you stopped writing.
It linked your accounts, sorted you into 40 categories, and told you nothing you could use. You stopped opening it after a week. This is one sheet, and it gives you one number.
You got a blank template and no instructions. This one comes with a video walkthrough in the free community, plus me in the comments and the inbox if you get stuck.
I know how stressful it feels. I do not take that lightly.
Every paycheck you don't plan is one you don't get back. Start with the next one, and if you get stuck, you know where to find me.
Start today for $7 →$27 one time. Not monthly. Free updates for life. Your link lands on the next page, plus your email and your phone.
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